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auto loans - getting your questions answered

Very few people have the financial means to go out and buy a car with cash in hand. In most cases, an auto loan is required to purchase a vehicle. Are you considering purchasing a car with an auto loan but are unsure how the loan process works? On my site, you will find the answers to the many questions you likely have. You will learn about interest rates, the application process, how a lien works, and the insurance requirements that most lenders require you to maintain. Take your time and learn everything about auto loans to be sure you fully understand how the process works before falling in love with a car.

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4 Things You Should Know About Vegas Bail Bonds Services Before You Visit

Nobody visits Las Vegas with the intention of getting arrested, but unexpected things can happen when people are on vacation -- they frequently let down their guards and do things they wouldn't normally do at home, or maybe they are just unlucky enough to be in the wrong place at the wrong time. If you are going to be visiting Las Vegas soon and are concerned that you or one of your traveling companions may experience a bit of bad luck, rest assured that bail bonds services are widely available in Las Vegas. Bail bonds are regulated by state rather than federal law, so things will be different in every state. Following are four things that you should know about bail bonds services in the state of Nevada.

Bail Bonds Are Available 24-7 in Las Vegas

Because Las Vegas is a city that never sleeps, bail bonds service are available around the clock. The Las Vegas City Jail bail window is also open 24 hours per day, making it convenient to post bail. However, it will be necessary for the person who was arrested to be arraigned before he or she can be released. Arraignments generally take place the day following the arrest, and if the crime was not serious and if the court does not consider the defendant to be a flight risk, they are generally released following the arraignment. If for any reason release is not forthcoming, you may have to ask your bail bonds company to recommend an attorney.

Nevada Bail Bondsmen Are Trained and Insured

Those who own and operate bail bonds services in the state of Nevada are required to successfully complete 80 hours of training at an approved education institution. Certification for CPR and emergency First Aid is also a requirement for those wishing to become certified to provide bail bonds in the state of Nevada. Applicants must also pass a state insurance examination and provide proof of a $25,000 bond with a surety insurance company.

Bail Bondsmen Must Not Be Convicted Felons

It is also not possible for someone who has been convicted of a felony or a crime that involves the sale or distribution of controlled substances to be issued a license to provide bail bonds services in the state of Nevada. This ensures that those in need of these types of services will be dealing with law abiding citizens -- unfortunately, the bail bonds industry has attracted some shady characters in the past in all 50 states, resulting in the state of Nevada, as well as several other states, making certain requirements regarding bail bond licensees. The state of Nevada also requires applicants for these licenses to pass a psychological examination.

Nevada Bonds Are 15 Percent of Your Total Bail

The amount of money that bail bonds services in the state of Nevada are limited to is 15 percent of what your total bail is, or $50, depending on which amount is greater. For instance, if bail is set at $10,000, you will need to post a bond of $1500 in order to be released. This amount is somewhat higher than in most states -- 10 percent is common among states that set limits on bail amounts, but it's much less than it might be in the states that have no limit whatsoever on what a bail bonds service can charge, so Nevada's bail bond system is fairly middle-of-the-road when you consider the whole picture.

Fortunately, the state of Nevada is also used to dealing with charges against those who live in other states, and unless your crime is quite serious, you won't be required to remain inside the state until your case is resolved. For more information, you can visit